This one might be as much me but BOA Sucks!!!!

I’ll admit it. Money is tight right now. I’m working very hard on a business venture and it was essentially a big cut in pay to get here.

Well I’ve learned a little about overdraft charges since then and Bank Of Arse-serica is doing it’s best to put me asunder. These guys have formulated their M.O. so craftily that it’s hard to believe. Here’s my two main observations/complaints:

• Re-Ordering deposits and charges so that they can maximize overdraft fee’s
• Approving debit card uses that should flatly be declined

My wife and i are out on the road and do a lot of trips through the D&D drive through (god love’m). One day Bank Of Ass-lappia approved 8 separate charges (4 of which were under $6 each). These all should have been declined since my overdraft account was maxed at the time, but hey it’s more profitable to charge me 4280 in one day then decline the charges.

Now rightly so some people will tell me that it’s my responsibility to make sure i have enough money before i go using the debit card.

I say no way Jose. Don’t approve a charge that i have mistakenly made just to charge me a overdraft fee!